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Peter Romeo

Commercial Insurance Specialist — Business Risk Advisors

For over 15 years, Peter Romeo has dedicated his career to one mission: protecting South Florida’s condominium communities through expert insurance guidance, deep market relationships, and tireless advocacy when it matters most.

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Peter Romeo, Commercial Insurance Specialist
15+
Years in Insurance
200+
Associations Served
$2B+
Properties Insured
Top
BRA Producer
His Story

From Long Island to South Florida’s Skyline

Peter Romeo was born and raised on Long Island, New York — a place that instilled in him a relentless work ethic and a no-nonsense approach to getting things done right. He cut his teeth in the competitive New York insurance market, learning the fundamentals of risk, underwriting, and client advocacy in one of the most demanding environments in the country.

When Peter relocated to Boca Raton, Florida, he brought that same drive south — and quickly recognized an opportunity. South Florida’s condominium market was underserved by agents who truly specialized in it. Most agents treated condo insurance as a side business. Peter saw it differently: condominium associations face some of the most complex insurance challenges of any property type, and they deserved an advisor who lived and breathed this niche.

That decision shaped the next chapter of his career. Over more than a decade, Peter built deep relationships with carriers across the admitted, surplus lines, and program markets — relationships that matter enormously in today’s difficult Florida insurance environment. He immersed himself in Florida Statute 718, the nuances of master policy structures, and the unique wind and flood exposures that define risk in Miami-Dade, Broward, and Palm Beach counties.

Today, Peter is recognized as one of the top producers at Business Risk Advisors — a distinction earned not through sales tactics, but through genuine expertise, responsiveness, and a track record of helping associations navigate everything from routine renewals to catastrophic hurricane claims.

Early Career

New York Insurance Market

Built his foundation in one of the country’s most competitive and demanding insurance markets.

15+ Years Ago

Relocated to Boca Raton

Moved to South Florida and identified a critical gap: condo associations needed a true specialist, not a generalist.

Ongoing

Carrier Relationships Built

Established direct relationships with 50+ carriers across admitted, surplus lines, and program markets.

Today

Top Producer, BRA

Recognized as one of the top-performing advisors at Business Risk Advisors, serving 200+ South Florida associations.

Why Boards Choose Peter

More Than an Agent — A True Partner

Condo boards across South Florida choose Peter because he brings something most agents simply don’t: deep specialization, genuine accessibility, and an advocate’s mindset.

🎯

Condo-Only Focus

Peter doesn’t dabble in condo insurance — it’s his entire specialty. He understands Chapter 718 requirements, master policy structures, and reserve funding rules better than agents who split their time across many property types.

📞

Direct Access, Always

When you work with Peter, you have his cell phone number — not a call center queue. Boards get a direct line to their advisor for questions, claims, or emergencies, any time they’re needed.

🌊

Real Market Relationships

In today’s hard Florida insurance market, who you know matters. Peter’s established carrier relationships across admitted, surplus lines, and Citizens give associations options other agents simply can’t access.

📚

Education-First Approach

Peter regularly presents to boards in plain English — explaining coverage options, Florida statutes, and risk management so informed boards can make confident decisions, not guesses.

Claims Advocacy

His involvement doesn’t end at policy issuance. When a loss occurs, Peter goes to work for the association — advocating directly with carriers and adjusters to help ensure claims are handled fairly.

🤝

Long-Term Relationships

Many of Peter’s clients have worked with him for 5, 8, even 10+ years. He builds lasting partnerships with boards and property managers, not one-time transactions.

Areas of Expertise

What Peter Specializes In

Peter’s practice is built specifically around the needs of South Florida condominium associations — from intimate garden-style communities to large coastal towers.

🏚

High-Rise & Mid-Rise Towers

Complex structural exposures, layered insurance programs, and the unique underwriting challenges of large coastal buildings.

🌿

Garden-Style Communities

Multi-building campus risks, common area liability, and the specific needs of lower-rise condo communities.

Florida Statute 718 Compliance

Deep knowledge of milestone inspections, SIRS requirements, and mandatory reserve funding rules under Florida’s new condo safety laws.

🌀

Hurricane & Windstorm Risk

Specialized knowledge of South Florida’s wind and flood exposures, deductible structures, and storm claims advocacy.

👤

Directors & Officers Liability

Protecting volunteer board members from personal liability exposure — more critical than ever under Florida’s new legal requirements.

💰

Reserve Funding Strategy

Guidance on aligning insurance programs with mandatory structural integrity reserve study (SIRS) requirements and fidelity bonding needs.

Client Testimonials

Trusted by Boards Across South Florida

Don’t just take our word for it — here’s what association boards and property managers say about working with Peter.

★★★★★
“Peter completely restructured our insurance program after our previous agent left us with significant gaps. His knowledge of the Florida condo market is exceptional and he saved us money while improving our coverage.”
Board President
24-Story Tower, Brickell
★★★★★
“When Hurricane damage hit our property, Peter was on the phone with us immediately. He guided us through the entire claims process and made sure we received what we were owed. Invaluable.”
Property Manager
Garden-Style Community, Coral Springs
★★★★★
“Peter presented to our entire board and explained our options in plain English. He’s not just an agent — he’s an advisor who genuinely cares. We’ve renewed with him for six years running.”
Treasurer, HOA Board
Mid-Rise Condo, Fort Lauderdale
Background & Credentials

A Specialist You Can Trust

Peter’s credentials reflect a career built specifically around the needs of condominium associations.

🏆

Top Producer

Recognized performer at Business Risk Advisors

📅

15+ Years Experience

Specializing exclusively in condo insurance

🏠

200+ Associations

Actively managed across South Florida

🌍

Tri-County Coverage

Miami-Dade, Broward & Palm Beach specialist

Let’s Talk About Your Association

Whether you’re reviewing your current policy, facing a renewal, or starting fresh, Peter is ready to help with a free, no-obligation consultation.

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