Expert guidance on condo association insurance, Florida law, hurricane preparedness, and protecting your community — from Peter Romeo and the team at Business Risk Advisors.
Following the Surfside collapse, Florida enacted sweeping new legislation under Senate Bill 4-D requiring structural inspections and reserve funding for condo buildings 3 stories or taller. Here’s what every board member needs to know about how these changes affect your insurance program.
Read Full Article →Before the next storm threatens South Florida, make sure your association has these 10 critical items in place — from policy review to emergency contact lists.
One of the most common sources of confusion for condo owners is understanding what the association’s master policy covers versus what their individual HO-6 policy should cover.
Volunteering for your condo board is a generous act — but it comes with real legal exposure. D&O insurance protects board members from personal liability for decisions made on behalf of the association.
After reviewing hundreds of condo association policies across South Florida, these are the five most common gaps we find — and how to fix them before a claim reveals the problem.
When a hurricane or tropical storm damages your building, the claims process can be overwhelming. Here’s a step-by-step guide to protecting your association’s rights and maximizing your recovery.
With South Florida construction costs rising sharply, many condo associations are carrying far less coverage than they’d need to fully rebuild after a major loss. Here’s how to know if you’re at risk.