Miami
Brickell · Biscayne Bay · Edgewater · Coconut Grove
Fort Lauderdale
Las Olas · Victoria Park · Harbour Beach · Wilton Manors
Boca Raton
Mizner Park · East Boca · Highland Beach · Delray Beach
Peter Romeo and Business Risk Advisors deliver expert commercial insurance for condominium associations — from garden-style communities to high-rise towers across Miami, Fort Lauderdale, and Boca Raton.
Brickell · Biscayne Bay · Edgewater · Coconut Grove
Las Olas · Victoria Park · Harbour Beach · Wilton Manors
Mizner Park · East Boca · Highland Beach · Delray Beach
Born and raised on Long Island, New York, Peter Romeo brings a work ethic and drive that has made him one of the top producers at Business Risk Advisors. After building his foundation in the competitive New York insurance market, Peter relocated to Boca Raton, Florida, where he has spent over 15 years becoming one of South Florida’s most trusted names in condominium insurance.
Peter specializes exclusively in condominium association insurance — from intimate garden-style communities to large high-rise towers across Miami-Dade, Broward, and Palm Beach counties. His deep knowledge of Florida Statute 718, carrier relationships, and the unique wind and flood exposures of the South Florida market set him apart from generalist agents.
When you work with Peter, you get a dedicated advisor who knows your market, understands your risks, and is available when it matters most.
When it comes to condominium insurance in South Florida, experience and market relationships make all the difference — especially in today’s challenging environment.
We don’t dabble in condo insurance — it’s our specialty. From Chapter 718 requirements to complex master policy structures, Peter brings knowledge most agents simply don’t have.
The South Florida insurance market is unlike anywhere else in the country. We have established relationships with carriers that understand the unique wind and flood exposures here.
Every property is different. We conduct thorough property evaluations, review existing policies for gaps, and build programs that genuinely protect associations and unit owners alike.
We build lasting relationships with boards and property managers. You’ll have a direct line to Peter — not a call center — whenever questions or claims arise.
Peter regularly presents to boards, explaining coverage options, Florida statutes, and risk management best practices in plain language so informed boards make better decisions.
When a loss occurs, we go to work for you. Our involvement doesn’t end at policy issuance — we advocate on your behalf to ensure claims are handled fairly and efficiently.
We structure complete insurance programs tailored to your association’s specific needs, size, and budget.
All-risk coverage for buildings, common elements, and association-owned property — including ordinance or law, equipment breakdown, and agreed value options.
Protection against bodily injury and property damage claims arising from common areas, amenities, and association operations.
Coverage for board members against claims of wrongful acts, mismanagement, or breach of fiduciary duty — critical for volunteer boards.
Private and NFIP flood solutions designed for coastal and inland South Florida communities with varying flood zone exposures.
Coverage for association employees, on-site staff, and management — fulfilling Florida statutory requirements.
Protection against employee dishonesty, theft, and embezzlement — often required by lenders and recommended by Florida statute.
Florida law (Chapter 718) imposes specific insurance requirements on condominium associations. We ensure your program meets every obligation.
Not sure if your current program is compliant?
Get a Free Policy ReviewFrom first conversation to bound coverage, we make it straightforward and stress-free.
A no-obligation conversation to understand your property, community, and current coverage situation.
Peter reviews your existing policies, property specifics, and potential coverage gaps in detail.
A tailored insurance program with clear options, carrier details, and transparent pricing comparisons.
After binding, we remain your active partner — available for questions, renewals, and claims year-round.
Don’t just take our word for it — here’s what association boards and property managers are saying.
“Peter completely restructured our insurance program after our previous agent left us with significant gaps. His knowledge of the Florida condo market is exceptional and he saved us money while improving our coverage.”
“When Hurricane Ian caused damage at our property, Peter was on the phone with us immediately. He guided us through the entire claims process and made sure we received what we were owed. Invaluable.”
“Peter presented to our entire board and explained our options in plain English. He’s not just an agent — he’s an advisor who genuinely cares about protecting our community. We’ve renewed with him for six years.”
Whether you’re reviewing your current policy, facing renewal, or starting fresh — we’re ready to help. Request a free consultation and quote below.